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Financial Advice

Whatever your financial circumstances, often the hardest part is taking that first step to seek advice. We’re here to listen; to cut through all the financial jargon, and to learn stuff together along the way. Fundamentally, we’ll empower you to realise your financial goals.

Financial Planning

We’ll give you the confidence to take control of your financial situation and make the best financial decisions for your future. We have a ‘Clients for Life’ philosophy and love growing together.

Using a specially developed in-house financial planner we’ll map out where you are now to where you want to be and, crucially, how you are going to get there and by when! We’ll review this regularly with you, putting benchmarks in place to track progress.

First Home Masterplan

Buying your first home is very likely to be your biggest purchase so far and can be a daunting process. By getting smart about your financial situation including asking some tough questions we’ll help you turn your dream into reality sooner than you think. We call this your ‘First Home Masterplan’.

Talk to us about what Government help may be available to tilt the balance in your favour, particularly if you are a KiwiSaver member. We have also developed a simple tool to help us create an investment timeline so that getting the keys and opening the door is one step closer.

Asset Finance

You want to grow your business – we’ll help you secure the funds to make it happen. Asset finance may be a good option to boost your short-term cash position.

If you are a small to medium-sized business and have some immediate working capital needs, a suitable and more tax-efficient option may be to leverage the value of an existing asset to free up funds to achieve your short-term business goals. We’ll help you bring this to life in the context of a longer-term plan.

Debt Consolidation

Multiple sources of debt at different interest rates can seem overwhelming. We can help you roll all your payments into one easier to manage loan, with a single-minded objective – getting you into a home or purchasing your next investment, sooner!

The key to debt consolidation is to focus on getting rid of existing debt rather than adding to it! We can help with the approval process for a new single loan whilst keeping a close eye on interest rates and fees. We will also help you visualize, plan and budget more clearly and effectively. As well as giving you greater visibility and flexibility for your financial future, this can also help with your ongoing credit-rating.

Some sellers may choose to sell their property privately without a real estate agent. If you are interested in a property that is being sold privately,

Some sellers may choose to sell their property privately without a real estate agent. If you are interested in a property that is being sold privately,

A Non-Bank lender, previously referred to as a 'Second Tier Lender', is an organisation you can borrow money from for a home loan, business purchase or cashflow reasons, construction or property development, debt repayment or finance of an asset.

When you are looking to buy a house there are two separate “deposits” that get discussed.

There is the deposit that you pay to the real estate agent (the purchase deposit) and there is the amount you need so the bank will lend you the rest of the purchase price (the equity deposit) to ensure the lender does not have too higher exposure against the property.

Meta Financial presents top tips for your investment property in New Zealand. Here is expert advice on ways to navigate property investment. TIP #1: Claiming all expenses, even the little ones, accumulate over time and can add up to a significant sum of money.

Saving to buy your first home? These days, how you save is just as important as how much you save. You need to be smarter, innovative, and take advantage of all the options available to you. Here’s something else you need - the smartest financial planning in NZ. And that’s where we come in.

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Disclaimer

This calculator is intended as a guide only and is based on the Residential Owner Occupied rate. It is not intended to provide advice, and is not a quote or an offer of finance by any lender.