{"id":1727,"date":"2021-07-13T15:19:42","date_gmt":"2021-07-13T03:19:42","guid":{"rendered":"https:\/\/metafinancial.co.nz\/?page_id=1727"},"modified":"2024-04-18T15:40:40","modified_gmt":"2024-04-18T03:40:40","slug":"e-book","status":"publish","type":"page","link":"https:\/\/metafinancial.co.nz\/e-book\/","title":{"rendered":"First Home Masterplan &#8211; Free First Home Buyers E-Book"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1727\" class=\"elementor elementor-1727\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3fd4a037 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3fd4a037\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-311901b3\" data-id=\"311901b3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88de581 elementor-widget elementor-widget-heading\" data-id=\"88de581\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FREE First Home Buyers Guide<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74af35b elementor-widget elementor-widget-heading\" data-id=\"74af35b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">For most of us, taking out a mortgage will be the biggest financial decision we make.\n\nRecently there has been a shift in the New Zealand housing market: <br><br>Buyers have more things in their favour, with an increase to house price caps for K\u0101inga Ora\u2019s First Home Grant and banks opening their loan books to buyers with less than 20% deposit. <br><br>This means we know it\u2019s easier than it has been for quite a while to make this \u2018big\u2019 decision. <br><br>If you are thinking about buying your first home, we would hate for you to say \u201ccould of, should of\u201d in years to come, without speaking to us first. <br><br>The first step is to download our first home buyers guide.<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93b07af elementor-widget elementor-widget-heading\" data-id=\"93b07af\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We\u2019ve really enjoyed putting together our First Home Buyers guide \u2018First Home MasterPlan\u2019. We hope you\u2019ll find it useful!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fe30c50 elementor-section-content-bottom elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fe30c50\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-20281bb\" data-id=\"20281bb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-abf9a8f elementor-widget elementor-widget-heading\" data-id=\"abf9a8f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Download our free E-Book 'First Home Masterplan'<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ed88f7 elementor-widget elementor-widget-text-editor\" data-id=\"9ed88f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Complete your details to receive your copy today:<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-652b93e7 elementor-button-align-start elementor-widget elementor-widget-form\" data-id=\"652b93e7\" data-element_type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1727\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"652b93e7\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Meta Financial Solutions\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tName\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-xs  elementor-field-textual\" placeholder=\"First Name\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-xs  elementor-field-textual\" placeholder=\"Email\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button type=\"submit\" class=\"elementor-button elementor-size-sm\">\n\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\" elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1fb62db8\" data-id=\"1fb62db8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b15496 elementor-widget elementor-widget-image\" data-id=\"7b15496\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"242\" height=\"300\" src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2021\/07\/ebook-242x300.png\" class=\"attachment-medium size-medium wp-image-1754\" alt=\"\" srcset=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2021\/07\/ebook-242x300.png 242w, https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2021\/07\/ebook-768x951.png 768w, https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2021\/07\/ebook.png 827w\" sizes=\"(max-width: 242px) 100vw, 242px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb212e2 elementor-widget elementor-widget-heading\" data-id=\"fb212e2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Or Give Us A Call Today To Discuss Your Options<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16f2d0fa elementor-view-stacked elementor-position-right elementor-shape-circle elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"16f2d0fa\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t021 402 508\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6222820c elementor-widget elementor-widget-text-editor\" data-id=\"6222820c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Mike Willoughby<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b8ae5a7 elementor-widget elementor-widget-text-editor\" data-id=\"6b8ae5a7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>mike@meta\ufb01nancial.co.nz<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-498fbd30 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"498fbd30\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c47941c\" data-id=\"4c47941c\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-66e9e537 elementor-widget elementor-widget-wb-post-slider\" data-id=\"66e9e537\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"wb-post-slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div\r\n\t        \t\tclass=\"wbel_post_slider_wrapper wbel_post_slider_default\"\r\n\t        \t\tid=\"wbel_post_slider_wb_post_slider66e9e537\"\r\n\t        \t\tdata-slide-to-show=\"3\"\r\n\t        \t\tdata-slides-to-scroll=\"3\"\r\n\t        \t><div class=\"wb_ps_item\">\r\n\t<div class=\"wb_ps_single_item\">\r\n\t\t\t\t\t<div class=\"wb_ps_thumbnail\">\r\n\t\t\t\t<a href=\"https:\/\/metafinancial.co.nz\/why-are-wills-so-important-and-why-you-need-one\/\">\r\n\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2024\/04\/Why-You-Need-a-Will-150x150.jpg\" title=\"Why You Need a Will\" alt=\"Will\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2024\/04\/Why-You-Need-a-Will-150x150.jpg\" title=\"Why You Need a Will\" alt=\"Will\" \/><\/noscript>\t\t\t\t<\/a>\r\n\t\t\t<\/div>\r\n\t\t\t\t<div class=\"wb_ps_content\">\r\n\r\n\t\t\t<div class=\"wb_ps_title\">\r\n\t\t\t\t<h2 ><a href=\"https:\/\/metafinancial.co.nz\/why-are-wills-so-important-and-why-you-need-one\/\">Why are Wills so Important and Why You Need One<\/a><\/h2>\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"wb_ps_description\">\r\n\r\n\t\t\t\t<div class=\"wb_ps_text\"><p>A will is one of life\u2019s essential legal documents people need to consider. To protect your hard-earned assets and provide for loved ones, having a will gives you peace of mind. The law is inflexible about what happens to your possessions if you die without one.<\/p>\n<\/div>\r\n\r\n\t\t\t\t\t\t\t<div class=\"wb_ps_readmore\">\r\n\t\t\t\t\t<a class=\"wb_ps_readmore_link\" href=\"https:\/\/metafinancial.co.nz\/why-are-wills-so-important-and-why-you-need-one\/\">Read More<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wb_ps_item\">\r\n\t<div class=\"wb_ps_single_item\">\r\n\t\t\t\t\t<div class=\"wb_ps_thumbnail\">\r\n\t\t\t\t<a href=\"https:\/\/metafinancial.co.nz\/debt-to-income-ratios-how-they-might-affect-you-in-new-zealand\/\">\r\n\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2024\/03\/Order-or-Chaos-with-new-DTI-rules-1-150x150.jpg\" title=\"Order or Chaos with new DTI rules\" alt=\"Will the new DTIs be order or chaos?\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2024\/03\/Order-or-Chaos-with-new-DTI-rules-1-150x150.jpg\" title=\"Order or Chaos with new DTI rules\" alt=\"Will the new DTIs be order or chaos?\" \/><\/noscript>\t\t\t\t<\/a>\r\n\t\t\t<\/div>\r\n\t\t\t\t<div class=\"wb_ps_content\">\r\n\r\n\t\t\t<div class=\"wb_ps_title\">\r\n\t\t\t\t<h2 ><a href=\"https:\/\/metafinancial.co.nz\/debt-to-income-ratios-how-they-might-affect-you-in-new-zealand\/\">Debt to Income Ratios \u2013 How they Might Affect You in New Zealand.<\/a><\/h2>\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"wb_ps_description\">\r\n\r\n\t\t\t\t<div class=\"wb_ps_text\"><p>The Reserve Bank (RBNZ) is overhauling the criteria for mortgage lending in New Zealand. It plans to put in place debt-to-income ratios (DTI) by the middle of 2024. The goal is to cut risks to financial stability, and support sustainable house price growth. Most banks have already rolled out the changes to Mortgage Brokers.<\/p>\n<\/div>\r\n\r\n\t\t\t\t\t\t\t<div class=\"wb_ps_readmore\">\r\n\t\t\t\t\t<a class=\"wb_ps_readmore_link\" href=\"https:\/\/metafinancial.co.nz\/debt-to-income-ratios-how-they-might-affect-you-in-new-zealand\/\">Read More<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wb_ps_item\">\r\n\t<div class=\"wb_ps_single_item\">\r\n\t\t\t\t\t<div class=\"wb_ps_thumbnail\">\r\n\t\t\t\t<a href=\"https:\/\/metafinancial.co.nz\/the-return-of-interest-deductibility-for-landlords-in-new-zealand\/\">\r\n\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2024\/03\/Tax-return-interest-deductibility-150x150.jpg\" title=\"Tax return interest deductibility\" alt=\"Tax return interest deductibility\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2024\/03\/Tax-return-interest-deductibility-150x150.jpg\" title=\"Tax return interest deductibility\" alt=\"Tax return interest deductibility\" \/><\/noscript>\t\t\t\t<\/a>\r\n\t\t\t<\/div>\r\n\t\t\t\t<div class=\"wb_ps_content\">\r\n\r\n\t\t\t<div class=\"wb_ps_title\">\r\n\t\t\t\t<h2 ><a href=\"https:\/\/metafinancial.co.nz\/the-return-of-interest-deductibility-for-landlords-in-new-zealand\/\">The Return of Interest Deductibility for Landlords in New Zealand<\/a><\/h2>\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"wb_ps_description\">\r\n\r\n\t\t\t\t<div class=\"wb_ps_text\"><p>Associate Finance Minister David Seymour has announced the Coalition Government\u2019s final plans they have been working since the election. He said in a statement this week (March 10th 2024). Landlords can claim 80% of their interest expenses from April 1, 2024. They can claim 100 percent from April 1, 2025, onwards.<\/p>\n<\/div>\r\n\r\n\t\t\t\t\t\t\t<div class=\"wb_ps_readmore\">\r\n\t\t\t\t\t<a class=\"wb_ps_readmore_link\" href=\"https:\/\/metafinancial.co.nz\/the-return-of-interest-deductibility-for-landlords-in-new-zealand\/\">Read More<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wb_ps_item\">\r\n\t<div class=\"wb_ps_single_item\">\r\n\t\t\t\t\t<div class=\"wb_ps_thumbnail\">\r\n\t\t\t\t<a href=\"https:\/\/metafinancial.co.nz\/how-to-withdraw-your-kiwisaver\/\">\r\n\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2024\/02\/Retirement-elderly-couple-holding-hands-150x150.jpg\" title=\"Retirement &#8211; elderly couple holding hands\" alt=\"Retirement - elderly couple holding hands\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2024\/02\/Retirement-elderly-couple-holding-hands-150x150.jpg\" title=\"Retirement &#8211; elderly couple holding hands\" alt=\"Retirement - elderly couple holding hands\" \/><\/noscript>\t\t\t\t<\/a>\r\n\t\t\t<\/div>\r\n\t\t\t\t<div class=\"wb_ps_content\">\r\n\r\n\t\t\t<div class=\"wb_ps_title\">\r\n\t\t\t\t<h2 ><a href=\"https:\/\/metafinancial.co.nz\/how-to-withdraw-your-kiwisaver\/\">How to Withdraw Your KiwiSaver<\/a><\/h2>\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"wb_ps_description\">\r\n\r\n\t\t\t\t<div class=\"wb_ps_text\"><p>KiwiSaver is a voluntary savings scheme in New Zealand. Individuals can use it to save for their retirement. If you have been contributing to KiwiSaver for at least three years, you may be eligible to withdraw your savings in certain circumstances. In this article, we will study the different ways you can withdraw your KiwiSaver.<\/p>\n<\/div>\r\n\r\n\t\t\t\t\t\t\t<div class=\"wb_ps_readmore\">\r\n\t\t\t\t\t<a class=\"wb_ps_readmore_link\" href=\"https:\/\/metafinancial.co.nz\/how-to-withdraw-your-kiwisaver\/\">Read More<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wb_ps_item\">\r\n\t<div class=\"wb_ps_single_item\">\r\n\t\t\t\t\t<div class=\"wb_ps_thumbnail\">\r\n\t\t\t\t<a href=\"https:\/\/metafinancial.co.nz\/five-tips-to-maximise-your-kiwisaver-in-2024\/\">\r\n\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2024\/01\/2024-1-150x150.jpg\" title=\"2024\" alt=\"2024\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2024\/01\/2024-1-150x150.jpg\" title=\"2024\" alt=\"2024\" \/><\/noscript>\t\t\t\t<\/a>\r\n\t\t\t<\/div>\r\n\t\t\t\t<div class=\"wb_ps_content\">\r\n\r\n\t\t\t<div class=\"wb_ps_title\">\r\n\t\t\t\t<h2 ><a href=\"https:\/\/metafinancial.co.nz\/five-tips-to-maximise-your-kiwisaver-in-2024\/\">Five Tips to Maximise Your KiwiSaver in 2024<\/a><\/h2>\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"wb_ps_description\">\r\n\r\n\t\t\t\t<div class=\"wb_ps_text\"><p>Traditionally, in January, we look at our current position. We make big decisions about what to change in the upcoming year. Whether our goal was to lose weight, pay off the mortgage or increase our retirement savings unfortunately, we sometimes falter by February. There are strategies that actually work to enhance our chances of success.<\/p>\n<\/div>\r\n\r\n\t\t\t\t\t\t\t<div class=\"wb_ps_readmore\">\r\n\t\t\t\t\t<a class=\"wb_ps_readmore_link\" href=\"https:\/\/metafinancial.co.nz\/five-tips-to-maximise-your-kiwisaver-in-2024\/\">Read More<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wb_ps_item\">\r\n\t<div class=\"wb_ps_single_item\">\r\n\t\t\t\t\t<div class=\"wb_ps_thumbnail\">\r\n\t\t\t\t<a href=\"https:\/\/metafinancial.co.nz\/first-home-buyers-mindset-unlocking-the-door-to-homeownership\/\">\r\n\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2023\/12\/Goals-Mindset-150x150.jpg\" title=\"Goals Mindset\" alt=\"Goals Mindset\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2023\/12\/Goals-Mindset-150x150.jpg\" title=\"Goals Mindset\" alt=\"Goals Mindset\" \/><\/noscript>\t\t\t\t<\/a>\r\n\t\t\t<\/div>\r\n\t\t\t\t<div class=\"wb_ps_content\">\r\n\r\n\t\t\t<div class=\"wb_ps_title\">\r\n\t\t\t\t<h2 ><a href=\"https:\/\/metafinancial.co.nz\/first-home-buyers-mindset-unlocking-the-door-to-homeownership\/\">First Home Buyer\u2019s Mindset: Unlocking the Door to Homeownership<\/a><\/h2>\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"wb_ps_description\">\r\n\r\n\t\t\t\t<div class=\"wb_ps_text\"><p>Set yourself up for success, before you start shortlisting properties and planning what you\u2019ll do with your quarter acre. Seek out experts and accept help. In fact, we're here to guide and plan your homeownership journey right from the moment you start your career! \u201cWhen you align all actions to a single outcome, and you keep working at it, your success will look effortless and obvious to the outside.\u201d <\/p>\n<\/div>\r\n\r\n\t\t\t\t\t\t\t<div class=\"wb_ps_readmore\">\r\n\t\t\t\t\t<a class=\"wb_ps_readmore_link\" href=\"https:\/\/metafinancial.co.nz\/first-home-buyers-mindset-unlocking-the-door-to-homeownership\/\">Read More<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wb_ps_item\">\r\n\t<div class=\"wb_ps_single_item\">\r\n\t\t\t\t\t<div class=\"wb_ps_thumbnail\">\r\n\t\t\t\t<a href=\"https:\/\/metafinancial.co.nz\/is-it-better-to-fix-or-float-your-mortgage\/\">\r\n\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2023\/11\/Cant-decide-interest-rate-150x150.jpg\" title=\"Cant decide interest rate\" alt=\"Cant decide interest rate\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2023\/11\/Cant-decide-interest-rate-150x150.jpg\" title=\"Cant decide interest rate\" alt=\"Cant decide interest rate\" \/><\/noscript>\t\t\t\t<\/a>\r\n\t\t\t<\/div>\r\n\t\t\t\t<div class=\"wb_ps_content\">\r\n\r\n\t\t\t<div class=\"wb_ps_title\">\r\n\t\t\t\t<h2 ><a href=\"https:\/\/metafinancial.co.nz\/is-it-better-to-fix-or-float-your-mortgage\/\">Is it Better to Fix or Float Your Mortgage?<\/a><\/h2>\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"wb_ps_description\">\r\n\r\n\t\t\t\t<div class=\"wb_ps_text\"><p>Whether you\u2019ve just bought a new home or you\u2019ve received a letter from your bank to fix or refix your mortgage, the question of whether to fix or float will inevitably arise. Making the right choice for your financial future is worth getting advice on.<\/p>\n<\/div>\r\n\r\n\t\t\t\t\t\t\t<div class=\"wb_ps_readmore\">\r\n\t\t\t\t\t<a class=\"wb_ps_readmore_link\" href=\"https:\/\/metafinancial.co.nz\/is-it-better-to-fix-or-float-your-mortgage\/\">Read More<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wb_ps_item\">\r\n\t<div class=\"wb_ps_single_item\">\r\n\t\t\t\t\t<div class=\"wb_ps_thumbnail\">\r\n\t\t\t\t<a href=\"https:\/\/metafinancial.co.nz\/non-bank-lenders-nz\/\">\r\n\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2023\/10\/Choices-or-options-coffee-150x150.jpg\" title=\"Choices or options coffee\" alt=\"Choices or options coffee\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2023\/10\/Choices-or-options-coffee-150x150.jpg\" title=\"Choices or options coffee\" alt=\"Choices or options coffee\" \/><\/noscript>\t\t\t\t<\/a>\r\n\t\t\t<\/div>\r\n\t\t\t\t<div class=\"wb_ps_content\">\r\n\r\n\t\t\t<div class=\"wb_ps_title\">\r\n\t\t\t\t<h2 ><a href=\"https:\/\/metafinancial.co.nz\/non-bank-lenders-nz\/\">Non-Bank Lenders in New Zealand<\/a><\/h2>\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"wb_ps_description\">\r\n\r\n\t\t\t\t<div class=\"wb_ps_text\"><p>Have you ever wondered about the role of non-bank lenders in the New Zealand lending market? Often overlooked in favour of traditional banks, non-bank lenders are an excellent alternative worth exploring. In this article, we'll delve into the intricacies of non-bank lending institutions, dispelling common misconceptions and shedding light on their vital role in New Zealand's home loan market.<\/p>\n<\/div>\r\n\r\n\t\t\t\t\t\t\t<div class=\"wb_ps_readmore\">\r\n\t\t\t\t\t<a class=\"wb_ps_readmore_link\" href=\"https:\/\/metafinancial.co.nz\/non-bank-lenders-nz\/\">Read More<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wb_ps_item\">\r\n\t<div class=\"wb_ps_single_item\">\r\n\t\t\t\t\t<div class=\"wb_ps_thumbnail\">\r\n\t\t\t\t<a href=\"https:\/\/metafinancial.co.nz\/simplified-financial-planning-for-achieving-financial-freedom\/\">\r\n\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2023\/10\/Wealth-planning-mountain-goals-150x150.jpg\" title=\"Wealth planning mountain goals\" alt=\"Wealth planning mountain goals\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2023\/10\/Wealth-planning-mountain-goals-150x150.jpg\" title=\"Wealth planning mountain goals\" alt=\"Wealth planning mountain goals\" \/><\/noscript>\t\t\t\t<\/a>\r\n\t\t\t<\/div>\r\n\t\t\t\t<div class=\"wb_ps_content\">\r\n\r\n\t\t\t<div class=\"wb_ps_title\">\r\n\t\t\t\t<h2 ><a href=\"https:\/\/metafinancial.co.nz\/simplified-financial-planning-for-achieving-financial-freedom\/\">Simplified Financial Planning for Achieving Financial Freedom<\/a><\/h2>\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"wb_ps_description\">\r\n\r\n\t\t\t\t<div class=\"wb_ps_text\"><p>Financial Planning combines a personalised financial plan, carefully engineered by a Financial Advisor, to illustrate the path towards earlier financial freedom. Our Financial Cashflow Modelling software maps your journey, spanning your life decisions all the way to age 100. Our plan will consider your wellbeing, ideal lifestyle, home life, family, business, work and long-term aspirations. This will give you the confidence needed to understand your financial situation and make the best decisions for tomorrow. Read on to see how we'll help you obtain financial freedom and peace of mind earlier. <\/p>\n<\/div>\r\n\r\n\t\t\t\t\t\t\t<div class=\"wb_ps_readmore\">\r\n\t\t\t\t\t<a class=\"wb_ps_readmore_link\" href=\"https:\/\/metafinancial.co.nz\/simplified-financial-planning-for-achieving-financial-freedom\/\">Read More<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wb_ps_item\">\r\n\t<div class=\"wb_ps_single_item\">\r\n\t\t\t\t\t<div class=\"wb_ps_thumbnail\">\r\n\t\t\t\t<a href=\"https:\/\/metafinancial.co.nz\/exploring-life-and-health-insurance-part-1\/\">\r\n\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2023\/09\/Chess-risk-management-insurance-2-150x150.jpg\" title=\"Chess risk management insurance 2\" alt=\"Chess risk management insurance 2\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/metafinancial.co.nz\/wp-content\/uploads\/2023\/09\/Chess-risk-management-insurance-2-150x150.jpg\" title=\"Chess risk management insurance 2\" alt=\"Chess risk management insurance 2\" \/><\/noscript>\t\t\t\t<\/a>\r\n\t\t\t<\/div>\r\n\t\t\t\t<div class=\"wb_ps_content\">\r\n\r\n\t\t\t<div class=\"wb_ps_title\">\r\n\t\t\t\t<h2 ><a href=\"https:\/\/metafinancial.co.nz\/exploring-life-and-health-insurance-part-1\/\">Exploring Life and Health Insurance: Part 1 &#8211; A Priority-Based Overview<\/a><\/h2>\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"wb_ps_description\">\r\n\r\n\t\t\t\t<div class=\"wb_ps_text\"><p>In this series of articles, we will begin by exploring the various life and health insurance options and organising them in order of priority, specifically tailored to the needs of most New Zealanders. Following that, we will delve deep into the realm of Health Insurance. Finally, we will discuss the recommended approach for investing in your insurances, ensuring that they remain affordable for as long as you require cover.<\/p>\n<\/div>\r\n\r\n\t\t\t\t\t\t\t<div class=\"wb_ps_readmore\">\r\n\t\t\t\t\t<a class=\"wb_ps_readmore_link\" href=\"https:\/\/metafinancial.co.nz\/exploring-life-and-health-insurance-part-1\/\">Read More<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><\/div>\t\t\t\t<div class=\"wbel-arrow wb-arrow-prev\">\r\n\t\t\t\t\t<i class=\"fa fa-angle-left\"><\/i>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"wbel-arrow wb-arrow-next\">\r\n\t\t\t\t\t<i class=\"fa fa-angle-right\"><\/i>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e3e4cbb elementor-widget elementor-widget-heading\" data-id=\"1e3e4cbb\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Subscribe to Our Newsletter<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-096c051 elementor-button-align-stretch elementor-widget elementor-widget-global elementor-global-1842 elementor-widget-form\" data-id=\"096c051\" data-element_type=\"widget\" data-settings=\"{&quot;button_width&quot;:&quot;20&quot;,&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;_animation&quot;:&quot;none&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Subscribe\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1727\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"096c051\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Meta Financial Solutions\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-33 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tName\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"First Name\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-field_c07a339 elementor-col-33 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_c07a339\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[field_c07a339]\" id=\"form-field-field_c07a339\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Email\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-20 e-form__buttons\">\n\t\t\t\t\t<button type=\"submit\" class=\"elementor-button elementor-size-sm\">\n\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\" elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Subscribe<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6077be1e elementor-widget elementor-widget-text-editor\" data-id=\"6077be1e\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Get our latest blog and up to date news on a monthly basis.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>FREE First Home Buyers Guide For most of us, taking out a mortgage will be the biggest financial decision we make. Recently there has been a shift in the New Zealand housing market: Buyers have more things in their favour, with an increase to house price caps for K\u0101inga Ora\u2019s First Home Grant and banks [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.3 (Yoast SEO v22.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>First Home Masterplan - Free First Home Buyers E-Book - Meta Financial Solutions<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/metafinancial.co.nz\/e-book\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"First Home Masterplan - Free First Home Buyers E-Book\" \/>\n<meta property=\"og:description\" content=\"FREE First Home Buyers Guide For most of us, taking out a mortgage will be the biggest financial decision we make. 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