50 Things That a Financial Adviser Does for You

We all know by now that good financial advice can either make you, or save you, a lot of money! But do you know the 50 things that a Financial Adviser does for you? That’s why Meta Financial Solutions specialises in Forward-thinking financial advice.


Financial Planning / Lifetime Cashflow Modelling

1. Cares more about you and your money than anyone who doesn’t share your last name.
2. Guides you to think about areas of your financial life you may not have considered.
3. Formalises your goals and puts them in writing.
4. Helps you prioritise your financial opportunities.
5. Helps you determine realistic goals.
6. Studies possible alternatives that could meet your goals.
7. Prepares a financial plan and/or an investment policy statement for you.
8. Suggests creative alternatives that you may not have considered including the best way to use your income to be Debt Free sooner.
9. Reviews and recommends life insurance policies to protect your family.
10. Assists you in setting up a retirement / Kiwisaver plan.
11. Assists in preparing an estate and guardianship plans for you.
12. Reviews your children’s education plans, KiwiSaver, medical and trauma insurance
13. Helps you determine your KiwiSaver minimum contribution and asset allocation.
14. Provides reminders about key financial planning data.
15. Checks with you before the end of the year to identify any last-minute financial planning needs.
16. Guides you on ways to fund health care in retirement.

Home Loans or Mortgages

17. Prepare a Plan around your current situation and being mindful of any changes that may occur to maximise the effectiveness of the loan.
18. Stays up to date on changes in the Home Loan world and updates you when needed.
19. Monitors your home loan and offers advice when needed to make it work better.
20. Face to Face reviews to keep you on track.
21. Reviews your existing Loans when coming up for Refix, works with Lender to get best rate offers and lock in on your behalf.
22. Understanding all of your options if refinancing as all lenders are different.
23. Tools for creating wealth through Investment properties.
24. Suggests alternatives to increase your income during retirement.
25. Records and researches your cost basis on securities.
26. Provides you with unbiased investment research.
27. Provides you with personal investment analysis.
28. Determines the risk level of your existing portfolio.
29. Helps you consolidate and simplify your investments.
30. Can provide you with technical, fundamental, and quantitative investment analysis.
31. Provides introductions to money managers.
32. Shows you how to access your statements and other information online.

Investments / Retirement / KiwiSaver

33. Suggests alternatives to lower your taxes during retirement.
34. Helps convert your investments to lifetime income by helping you understand the Kiwisaver tools at your disposal.
35. Stays up to date on tax law changes.
36. Helps you reduce your taxes with tax efficient Information.
37. Reviews your investments in your personal Kiwisaver
38. Works with your tax and legal advisors to help you meet your financial goals.

Personalised Service – Clients for Life

39. Monitors changes in your life and family situation.
40. Proactively keeps in touch with you.
41. Serves as a human glossary of financial terms such as amortisation, PIE rates, .
42. Provides referrals to other professionals, such as accountants and lawyers.
43. Shares the experience of dozens or hundreds of our clients who have faced circumstances similar to yours.
44. Helps with the continuity of your family’s financial plan through generations.
45. Facilitates the transfer of investments, insurance, home loans from individual names to trust, or from an owner through to beneficiaries.
46. Keeps you on track.
47. Identifies your savings shortfalls.
48. Develops and monitors a strategy for debt reduction.
49. Is a wise sounding board for ideas you are considering.
50. Is honest with you.


Forward-thinking financial advice

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