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KiwiSaver advice to help you maximise your returns.

We can help you buy your first home, or to make the most of your investment for a brighter future.

Our carefully selected KiwiSaver providers align with our values.

They are high-performing, socially conscious and ethical. They go beyond profit with a focus on the environment and society. They are committed to sustainability, responsible investing, and ethical business. They make a difference in areas such as renewable energy, community development, and ethical governance. So, you can rest assured. Your investment works hard for good in the world.

KiwiSaver for First Home Buyers

Did you know that Kiwis who seek expert advice on their KiwiSaver tend to get into their first home sooner?

For first home buyers, KiwiSaver can be a great kick-start. It’s a powerful investment option that helps you save enough for your first home deposit. First-time home buyers can apply to withdraw their KiwiSaver savings. They can then use this money towards the purchase of their first home. If you plan to withdraw for a first home within 5 years, you need to ensure you are in the right fund for this goal and timeframe.

Optimise Your KiwiSaver

You’ve bought a home, or you’re happy renting. You need to improve your KiwiSaver to get the most returns for retirement. This way you are set up for a more comfortable future.
KiwiSaver offers a range of funds tailored to different risk profiles and objectives. The right KiwiSaver plan for you is the best way to create positive change for your financial future and your family’s. And let’s not forget the government incentives and employer contributions to further boost your retirement lifestyle.

KiwiSaver in Retirement

Approaching retirement is an ideal time to revisit your investment strategy. You can access your KiwiSaver funds when you reach 65. This is currently the age of eligibility for New Zealand

 

Superannuation. At this point, you can withdraw all or part of your savings to support your retirement lifestyle. KiwiSaver can be a great way to continue to manage your wealth throughout retirement. Reaching 65 doesn’t have to mean the end of KiwiSaver for you.

Choosing a KiwiSaver plan is a key investment decision that will have a major impact on your future.

Our service is free to you because the providers we partner with compensate us.

Complete your details to receive your Free KiwiSaver report Today!

Our 4-step Process

Discovery

Every journey starts with a conversation. We’ll listen to your hopes, dreams and aspirations. And we look beyond your current situation and see this as the start of our journey to build your wealth.

Planning

The fun bit! We’ll assess your current position and forecast where you could be using our financial modelling software. This empowers you to achieve your goals – fast!

Implementation

Together we’ll carve out a clear path to build your wealth & minimise risk, considering the impact of future choices on your long-term finances. We're with you every step of the way.

Review

Our modelling is an ongoing part of our process as we work with you for the long-term. We’ll check-in to see how things are going and whether circumstances have changed. We’ll be there for you whenever you need us.

KiwiSaver FAQs

Meta Financial Solutions was founded to help anyone who wants clarity, confidence, and control over their financial future! We understand that great financial advice considers your mortgage, insurances, and KiwiSaver together. That’s why we specialise in all these. Financial Advisers are technical experts that spend every day solving the problems you face. They can look at your situation and know if you have the right tools to achieve your goals.

Whether you’ve just stepped onto the first rung of the ladder or already enjoying your Super Gold card, there’s an option for everyone. It comes down to how much risk you’re okay with and when

you plan to access your cash. Your personal circumstances will determine the advice we recommend for you.

Analysing historical returns is a helpful metric to evaluate investment options, however past performance does not guarantee future performance. We consider your appetite for risk, ethical investment concerns, fees, customer service, and asset allocation amongst others when selecting a provider to invest with.

The biggest (definitely) doesn’t mean the best. Investing with the bank doesn’t mean your money is any safer either. Don’t forget, Kiwi’s cannot get personalised financial advice from bank staff. Research shows those of us that do receive expert advice on their KiwiSaver, will have a more abundant retirement with added choices.

A low fee provider should not be the sole determinant of your KiwiSaver scheme choice. Be aware of clever marketing! We consider various factors such as returns after fees, the depth of experience in the investment team, long-term record of the company, and the fund suitability to you. Often providers will market their low fees to manage your investment, the reward is a lower return and less choices for you in retirement.

KiwiSaver is still a great option. Whether you are paying the minimum to receive the Government contributions, or your company pays you a salary, we can still consider KiwiSaver as part of your wealth building plans.

Get in touch for more information about how we help you with your KiwiSaver

Request a call back

Or book in to chat

Use our calendar to find a convenient time to have a call.

021 402 508

Mike Willoughby

PO Box 38502,
Howick, Auckland 2145,
New Zealand

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KiwiSaver is a voluntary savings scheme in New Zealand. Individuals can use it to save for their retirement. If you have been contributing to KiwiSaver for at least three years, you may be eligible to withdraw your savings in certain circumstances. In this article, we will study the different ways you can withdraw your KiwiSaver.

Traditionally, in January, we look at our current position. We make big decisions about what to change in the upcoming year. Whether our goal was to lose weight, pay off the mortgage or increase our retirement savings unfortunately, we sometimes falter by February. There are strategies that actually work to enhance our chances of success.

Set yourself up for success, before you start shortlisting properties and planning what you’ll do with your quarter acre. Seek out experts and accept help. In fact, we're here to guide and plan your homeownership journey right from the moment you start your career! “When you align all actions to a single outcome, and you keep working at it, your success will look effortless and obvious to the outside.”

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Have you ever wondered about the role of non-bank lenders in the New Zealand lending market? Often overlooked in favour of traditional banks, non-bank lenders are an excellent alternative worth exploring. In this article, we'll delve into the intricacies of non-bank lending institutions, dispelling common misconceptions and shedding light on their vital role in New Zealand's home loan market.

Financial Planning combines a personalised financial plan, carefully engineered by a Financial Advisor, to illustrate the path towards earlier financial freedom. Our Financial Cashflow Modelling software maps your journey, spanning your life decisions all the way to age 100. Our plan will consider your wellbeing, ideal lifestyle, home life, family, business, work and long-term aspirations. This will give you the confidence needed to understand your financial situation and make the best decisions for tomorrow. Read on to see how we'll help you obtain financial freedom and peace of mind earlier.

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Google Rating
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Disclaimer

This calculator is intended as a guide only and is based on the Residential Owner Occupied rate. It is not intended to provide advice, and is not a quote or an offer of finance by any lender.