At Meta Financial Solutions, we help everyday New Zealanders build lasting wealth and financial wellbeing through clear, future-focused advice.
We bring every piece of your financial world together – insurance, KiwiSaver, lending, and investments – into one cohesive strategy designed around your goals, not products.
Founded by Mike Willoughby, Meta was built on the belief that great advice goes beyond transactions. After graduating top of his class in Business Management at AUT and leading operations for a major corporate, Mike saw firsthand how powerful expert, integrated advice can be. He launched Meta to provide that same clarity and direction to Kiwi families looking to secure their financial future.
Today, Meta Financial Solutions is known for practical, human advice that simplifies complexity and helps you make confident decisions about money.
There’s no better time than now – let’s start building the future you want.
Every journey starts with a conversation. We’ll listen to your hopes, dreams and aspirations. And we look beyond your current situation and see this as the start of our journey to build your wealth.
The fun bit! We’ll assess your current position and forecast where you could be using our financial modelling software. This empowers you to achieve your goals – fast!
Together we’ll carve out a clear path to build your wealth & minimise risk, considering the impact of future choices on your long-term finances. We're with you every step of the way.
Our modelling is an ongoing part of our process as we work with you for the long-term. We’ll check-in to see how things are going and whether circumstances have changed. We’ll be there for you whenever you need us.
We are part of an extensive network of financial service professionals here in NZ. These include all the banks, multiple non-bank lenders, finance companies, top insurance companies and specialist asset lenders.
We are independent, impartial and objective in seeking the best financial solutions for you. If you already have a ‘team’, we’re happy to work with them, if not we can recommend experts in the field that we know and trust.
We only provide financial advice about products from certain providers:
In a move eagerly awaited by New Zealand homeowners, the RBNZ has cut the OCR by 0.25%. This decision starts a likely gradual drop in interest rates over the next few years. It will bring relief to mortgage lending rates for Kiwis nationwide.
What happens if a business owner dies, becomes disabled, or has a major health trauma? You may have built a dream team in your business – but sometimes life has other plans. You (probably) don't want to end up in business with your business partner’s wife or estate if the worst were to happen!
In a move eagerly awaited by New Zealand homeowners, the RBNZ has cut the OCR by 0.25%. This decision starts a likely gradual drop in interest rates over the next few years. It will bring relief to mortgage lending rates for Kiwis nationwide.
This blog will explore what DTI ratios are, how they impact your borrowing power, and what came into force 1 July 2024 as well as frequently asked questions we think will help you plan your next home loan or investment property purchase.
6 things you need to know about your mortgage pre-approval Letter of Offer.
A will is one of life’s essential legal documents people need to consider. To protect your hard-earned assets and provide for loved ones, having a will gives you peace of mind. The law is inflexible about what happens to your possessions if you die without one.
The Reserve Bank (RBNZ) is overhauling the criteria for mortgage lending in New Zealand. It plans to put in place debt-to-income ratios (DTI) by the middle of 2024. The goal is to cut risks to financial stability, and support sustainable house price growth. Most banks have already rolled out the changes to Mortgage Brokers.
Associate Finance Minister David Seymour has announced the Coalition Government’s final plans they have been working since the election. He said in a statement this week (March 10th 2024). Landlords can claim 80% of their interest expenses from April 1, 2024. They can claim 100 percent from April 1, 2025, onwards.
KiwiSaver is a voluntary savings scheme in New Zealand. Individuals can use it to save for their retirement. If you have been contributing to KiwiSaver for at least three years, you may be eligible to withdraw your savings in certain circumstances. In this article, we will study the different ways you can withdraw your KiwiSaver.
Traditionally, in January, we look at our current position. We make big decisions about what to change in the upcoming year. Whether our goal was to lose weight, pay off the mortgage or increase our retirement savings unfortunately, we sometimes falter by February. There are strategies that actually work to enhance our chances of success.
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This calculator is intended as a guide only and is based on the Residential Owner Occupied rate. It is not intended to provide advice, and is not a quote or an offer of finance by any lender.