Latest Mortgage Interest Rates
Good news for Kiwi homeowners: Mortgage rates are trending downward, offering a welcome break for households managing their home loans. Whether you're looking to buy or refinance, now's an ideal time to review your options
Latest Mortgage Interest Rates
Interest rates are constantly evolving, and as of October 2024, we’re seeing some interesting trends in the New Zealand mortgage market. Here’s what you need to know about current rates:

Looking Beyond The Numbers
While these rates might have you reaching for your calculator, at Meta Financial Solutions, we often remind our clients that the lowest advertised rate isn’t always the best deal. Banks frequently use attractive rates and cashback offers to catch your attention, but there’s more to consider than just the numbers.
What Should You Consider?
- Your future plans (Are you planning to sell, top-up your home loan or renovate?)
- What if you want to consolidate debt?
- Your budget and financial goals
- The flexibility you need with your loan
- Your financial know-how
- Current market trends and future interest rate projections
- The total cost of switching lenders, including any break fees or legal costs
Need Help Making The Right Choice?
Every borrower’s situation is unique, and what works for one person might not work for another. Our team at Meta Financial Solutions can help you navigate your options and find the right solution for your circumstances.
Contact us today for a free, no-obligation chat about your options
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