Latest Mortgage Interest Rates

In a move eagerly awaited by New Zealand homeowners, the RBNZ has cut the OCR by 0.25%. This decision starts a likely gradual drop in interest rates over the next few years. It will bring relief to mortgage lending rates for Kiwis nationwide.
Buy/Sell Agreements – What Happens if a Business Owner Dies?

What happens if a business owner dies, becomes disabled, or has a major health trauma? You may have built a dream team in your business – but sometimes life has other plans. You (probably) don’t want to end up in business with your business partner’s wife or estate if the worst were to happen!
OCR Cut & the Latest Mortgage Interest Rates for New Zealand Mortgages

In a move eagerly awaited by New Zealand homeowners, the RBNZ has cut the OCR by 0.25%. This decision starts a likely gradual drop in interest rates over the next few years. It will bring relief to mortgage lending rates for Kiwis nationwide.
Debt-to-Income Ratios Explained and Their Impact for First Home Buyers and Homeowners

This blog will explore what DTI ratios are, how they impact your borrowing power, and what came into force 1 July 2024 as well as frequently asked questions we think will help you plan your next home loan or investment property purchase.
Home Loan Pre-Approval Letter of Offer

6 things you need to know about your mortgage pre-approval Letter of Offer.
Why are Wills so Important and Why You Need One

A will is one of life’s essential legal documents people need to consider. To protect your hard-earned assets and provide for loved ones, having a will gives you peace of mind. The law is inflexible about what happens to your possessions if you die without one.
Debt to Income Ratios – How they Might Affect You in New Zealand.

The Reserve Bank (RBNZ) is overhauling the criteria for mortgage lending in New Zealand. It plans to put in place debt-to-income ratios (DTI) by the middle of 2024. The goal is to cut risks to financial stability, and support sustainable house price growth. Most banks have already rolled out the changes to Mortgage Brokers.
The Return of Interest Deductibility for Landlords in New Zealand

Associate Finance Minister David Seymour has announced the Coalition Government’s final plans they have been working since the election. He said in a statement this week (March 10th 2024). Landlords can claim 80% of their interest expenses from April 1, 2024. They can claim 100 percent from April 1, 2025, onwards.