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Client Information Form

Please complete your personal information to understand your needs and current financial position.

Personal Details

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Bank account – where your income gets deposited…

Bank account – list any other accounts you have…

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Account Conduct

Lenders not only look at bad credit – poor account conduct is now a focus for lenders

Solicitor

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Calculators

Repayment ScheduleYour Minimum Payment$0.00Loan Amount$520,000Number of Repayments270Interest Payable$139,000Total Payable$659,000Get In Touch

KiwiSaver is a voluntary savings scheme in New Zealand. Individuals can use it to save for their retirement. If you have been contributing to KiwiSaver for at least three years, you may be eligible to withdraw your savings in certain circumstances. In this article, we will study the different ways you can withdraw your KiwiSaver.

Traditionally, in January, we look at our current position. We make big decisions about what to change in the upcoming year. Whether our goal was to lose weight, pay off the mortgage or increase our retirement savings unfortunately, we sometimes falter by February. There are strategies that actually work to enhance our chances of success.

Set yourself up for success, before you start shortlisting properties and planning what you’ll do with your quarter acre. Seek out experts and accept help. In fact, we're here to guide and plan your homeownership journey right from the moment you start your career! “When you align all actions to a single outcome, and you keep working at it, your success will look effortless and obvious to the outside.”

Whether you’ve just bought a new home or you’ve received a letter from your bank to fix or refix your mortgage, the question of whether to fix or float will inevitably arise. Making the right choice for your financial future is worth getting advice on.

Have you ever wondered about the role of non-bank lenders in the New Zealand lending market? Often overlooked in favour of traditional banks, non-bank lenders are an excellent alternative worth exploring. In this article, we'll delve into the intricacies of non-bank lending institutions, dispelling common misconceptions and shedding light on their vital role in New Zealand's home loan market.

Financial Planning combines a personalised financial plan, carefully engineered by a Financial Advisor, to illustrate the path towards earlier financial freedom. Our Financial Cashflow Modelling software maps your journey, spanning your life decisions all the way to age 100. Our plan will consider your wellbeing, ideal lifestyle, home life, family, business, work and long-term aspirations. This will give you the confidence needed to understand your financial situation and make the best decisions for tomorrow. Read on to see how we'll help you obtain financial freedom and peace of mind earlier.

In this series of articles, we will begin by exploring the various life and health insurance options and organising them in order of priority, specifically tailored to the needs of most New Zealanders. Following that, we will delve deep into the realm of Health Insurance. Finally, we will discuss the recommended approach for investing in your insurances, ensuring that they remain affordable for as long as you require cover.

This situation arises in the aftermath of relationship changes, whether it's between partners ending their joint lives, or simply friends or family who purchased a home and now seek to go their separate ways.

Contemplating our own mortality is never easy. However, preparing for the future can ease the uncertainty for our loved ones once we're gone. Leaving this world without clear legal instructions regarding your finances and assets can place your family in a difficult situation.

New Zealand has experienced a surge of opportunity in recent years, as an abundance of newly constructed homes has emerged across the country. This bountiful supply of properties has not only made it easier for first home buyers but also captivated the attention of savvy investors. With a myriad of choices spread out before them, both groups find themselves amidst a housing market brimming with potential and possibilities.

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Google Rating
5.0
Based on 20 reviews
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Facebook Rating
5.0
Based on 10 reviews
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Disclaimer

This calculator is intended as a guide only and is based on the Residential Owner Occupied rate. It is not intended to provide advice, and is not a quote or an offer of finance by any lender.